SACCOs, Chamas & Group Wealth Building: Use Community Finance to Build Wealth

Course Philosophy

Chamas and SACCOs are deeply rooted in Kenyan financial culture. From women’s groups saving for household items to investment chamas buying land, community finance has transformed millions of lives. But many groups fail due to poor record keeping, lack of accountability, unclear goals, or mismanagement.

This course teaches you how to build and run successful SACCOs and chamas – whether you’re starting a new group or fixing an existing one. You’ll learn how SACCOs work, how to structure a chama, group investment strategies, leadership and accountability systems, and record‑keeping methods that prevent disputes.

Each lesson is short, practical, and paired with a hands‑on task. By the end, you’ll have a complete toolkit to launch or revive a group wealth‑building engine.

Who Is This Course For?

✅ Women’s groups, youth groups, church groups
✅ SMEs and business associations
✅ Anyone who wants to start or join a chama or SACCO
✅ Community leaders, treasurers, and secretaries of existing groups